Farmington Hills Real Estate and Events talk Michigan

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Novi foreclosures

 Here are the 12 Novi foreclosures that are currently for sale as of 3/14/2010.  The number of Novi foreclosures has fallen off dramatically since a year ago.  The average time on the market for Novi homes is 158 days. 

There are 28 Novi homes that are short sales that have been on the market an average of 136 days.  There are even 2 Novi short sales that are over a million dollars.

Novi foreclosures
LIST PRICE STREET NAME SQUARE FOOTAGE BEDROOMS BATHS.LAVS YEAR BUILT
$90,000 CLARK 1240 2 1 9999
$94,000 TAFT 1698 3 1.1 1954
$96,900 BORDERHILL 2026 3 2.1 1956
$102,000 LINHART 1634 3 2 1985
$109,900 HEATHERBRAE 1440 3 2 1971
$148,900 LINHART 1200 3 1 1985
$149,900 QUINCE 1420 3 1.1 1960
$225,000 PETROS 2046 4 2.1 1985
$274,900 ADDINGTON 3435 4 3.1 1993
$299,900 HAVERGALE 2700 4 2.1 1998
$429,900 SUNDAY 4265 4 3.2 2003
$799,900 CARMELA 5803 4 3.2 2008

More Novi real estate information

     City of Novi data

     Novi MI real estate

     Novi Subdivisions

     Search Novi homes for sale

 

Listing information courtesy of RealComp II Ltd.

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So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

Irish bars - Irish taverns Plymouth Michigan

Where are you going on St. Patricks Day?  Here are a few Irish bars and Irish taverns in Plymouth Michigan. 

Sean O'Callaghan's Ltd     - www.seanocallaghanspub.com
821 Penniman Avenue, Plymouth MI 48170 - (734) 459-6666

Sean O'Callaghan's Irish bar Plymouth Michigan

Doyles Tavern (734) 207-9656 860 Fralick St, Plymouth, MI

Doyle's Tavern Irish Bars Plymouth Michigan

 

Sheehan's on the Green
39450 Five Mile Rd
Plymouth, MI 48170  734-420-0646

So come to downtown Plymouth Michigan and enjoy our Irish bars and Irish taverns.

__________________________________________________________

So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

Wixom homes for sale 4173 Warrington Dr Wixom Michigan

Currently there are 39 Wixom homes for sale and and 22 Wixom condos listed for sale.  4173 Warrington Wixom Michigan is a beautiful home that was once a builders model.  Check out the pictures and if you want to see more call or email me.
 
Russ Ravary | Remerica Hometown One | 734-414-3261
or 313-310-9855
Warrington, Wixom, MI
Former Builders Model, Finished Basement, Beautiful inside and out!
4BR/3+1BA Single Family House
 
offered at $289,900
Year Built 1996
Sq Footage 2,294
Bedrooms 4
Bathrooms 3 full, 1 partial
Floors 1
Parking Unspecified
Lot Size Unspecified
HOA/Maint $177 per month

DESCRIPTION

BEAUTIFUL HOME INSIDE AND OUT. FORMER Builder' s MODEL. WALLED LAKE SCHOOLS. CATHEDRAL CEILINGS, LARGE OPEN KITCHEN, FORMAL DINING ROOM, LARGE MASTER BEDROOM WITH 2 WALK IN CLOSETS, STUNNING LANDSCAPE WITH FENCED IN YARD AND LARGE DECK. FULLY FINISHED BASEMENT WITH WALK OUT , PREMIUM LOT IN SUB,
 

see additional photos below
PROPERTY FEATURES

- Central A/C - Central heat - Fireplace
- High/Vaulted ceiling - Walk-in closet - Hardwood floor
- Family room - Dining room - Basement
- Laundry area - inside - Balcony, Deck, or Patio - Yard

ADDITIONAL PHOTOS


Walkout Lot

Beautiful kitchen

Large living room

Dining room

finished basement

finished basement
Contact info:
Russ Ravary
Remerica Hometown One
734-414-3261
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Mar 13, 2010, 4:32am PST

Search Oakland County MI Homes for sale

 

__________________________________________________________

So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

Canton homes for lease

Here are the latest list of Canton Homes for lease as 3/12/2010.  There are no Canton rental homes listed under a thousand dollars.  There are a few deal on the list.  How about a 3100 square foot house for only $1950 a month!  Many of the homes that are nice and reasonably priced are not on the market more than a couple of weeks, so don't wait on putting in an offer if the home is a good deal.  The dogs or overpriced ones of course sit forever. 

Canton is a great town to live in.  Ford Road is the main shopping area that is convenient whereever you live in Canton.  Then the easy access to I-275 expressway makes traveling around Detroit easy.  Feel free to email me to have the latest Canton homes for lease (Canton rental homes) sent to you weekly or call me with any questions about the homes below.  My cell is 313-310-9855 or email is yesmyrealtor@gmail.com

LIST PRICE STREET NAME SQUARE FOOTAGE BEDROOMS BATHS.LAVS YEAR BUILT
1375 PRESTBURY RD 1314 3 2 1986
1400 FLEET 1449 3 1.1 1972
1450 SHELDON 1577 4 3 1978
1500 HILLSBORO 1826 4 1.1 1972
1600 WOODMONT E 1765 3 2.1 1991
1650 BURGUNDY 2259 4 2.1 1978
1650 BURGUNDY 2298 4 2.1 1976
1650 METALINE 2210 4 2.3 1991
1700 RIVER MEADOW 2339 4 2.1 1997
1700 PARKLAWN 2246 4 2.1 1994
1750 SHERWOOD 2600 4 2.1 1998
1750 WOODS 2180 3 2.1 1997
1795 HENDRIE 2925 4 2.1 2001
1900 POND 2583 4 2.1 1999
1950 AMANDA CT 2337 3 2.1 1999
1950 LABANA 3100 4 3.1 1999
2000 ADRIANA 2569 4 2.1 2003
2000 BUNKERHILL 1814 4 2.1 1973

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So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

White Lake water front real estate Oakland County MI

Here is the latest neighborhood update on White Lake water front real estate in Oakland County MichiganWhite Lake is located in Highland Twp and White Lake, Oakland County, Michigan.

White Lake is a lake located in Western Oakland County Michigan.  White Lake is located just north of M-59 in Highland Township.  White Lake is about 540 acres and is an all sports lake.  

Here are the 6 homes for sale on White Lake.  There is also one home for lease for $800 a month.  The average time on the market is 237 days for these homes.

LIST PRICE STREET NAME SQUARE FOOTAGE BEDROOMS BATHS.LAVS YEAR BUILT
$800 for lease JACKSON 600 1 1 1957
$169,000 TES 2042 3 2 1972
$199.999 TES 1369 2 1.1 1974
$209,900 TES 1767 4 2 1977
$229,900 CHAPIN 1237 3 3 1987
$319000 LAKEVIEW 3257 4 2.1 1952
$1,850,000 LOCKWOOD 10355 4 5.3 1993
         

Here are all the water front homes that have sold in the last year on White Lake Oakland County Michigan

ADDRESS LIST PRICE SALE PRICE SQUARE FOOTAGE SP PER SQFT CLOSED DATE DOM
4221 LAKE GROVE CT 110000 80000 800 100 7/22/2009 8
3660 LAKEVIEW DR 80000 80000 1282 62.4024 2/10/2010 84
3939 JACKSON BLVD 109999 96000 1303 73.6761 9/30/2009 27
3720 WOODLAND DR 200000 155000 2523 61.4347 11/10/2009 145
3851 WOODLAND 175000 175000 1468 119.2098 9/3/2009 304
4314 JACKSON BLVD 179900 179000 1008 177.5793 12/4/2009 15
3901 WOODLAND DR 248000 248000 2286 108.4864 12/11/2009 333
1927 GROVE 269000 255000 1364 186.9501 1/5/2010 1
4025 WOODLAND DR 280000 269900 1769 152.572 10/26/2009 62
3026 WHITE OAK BCH 359900 331500 2730 121.4285 10/20/2009 134
2531 RIDGE RD 449900 385000 2339 164.6002 3/5/2010 196
2177 RIDGE RD 499000 400000 3300 121.2121 9/9/2009 28
3691 ORMOND RD 485000 430000 2840 151.4084 9/3/2009 69
3099 RIDGE RD 649900 475000 3962 119.8889 3/5/2010 267

 White Lake is one of Oakland County's desirable lakes.  It is a great lake. 

Search Oakland County Michigan lake real estate and lake information

More Oakland County lake front real estate information

Oakland County lake homes under $150,000

School Lake Brighton MI & School Lake real estate

Cass Lake MI information

__________________________________________________________

So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

Farmington Hills MI happenings 3/11/2010

Here are the upcoming Farmington Hills MI happenings in the next month.

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The City of Farmington Hills will affirm its commitment to environmental responsibility by participating in Earth Hour 2010.  All non-essential indoor and outdoor lighting on City-owned property will be turned off from 8:30 to 9:30 p.m. on the night of Saturday, March 27.

Earth Hour is an international event sponsored by the World Wildlife Federation.  The worldwide initiative is designed to express global solidarity in the commitment to controlling climate change.   Earth Hour 2010 will take place at 8:30 p.m. local time in more than 80 countries, including the United States.  Major U.S. cities that are participating include Washington, D.C., Chicago, New York, and Las Vegas.

 Earth Hour began in Sydney in 2007, when 2.2 million homes and businesses switched off their lights for one hour.  In 2009, the message had grown into a global sustainability movement, with 50 million people switching off their lights.  Global landmarks such as the Golden Gate Bridge in San Francisco, Rome's Coliseum, the Sydney Opera House, and the Coca Cola billboard in Times Square all stood in darkness.

In 2010, Earth Hour is being taken to the next level, with the goal of 1 billion people switching off their lights in a global call to action for every individual, every business, and every community.  For more information, please visit www.earthhourus.org.

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The American Cancer Society Relay for Life Team of Farmington/Farmington Hills has received the 2009 All American Award from the American Cancer Society.  This award recognizes growth, retention, Relay for Life branding, diversity, and leadership.  The cities' efforts were recognized with a plaque and congratulations from the national organization.  

 The Relay for Life Team of Farmington/Farmington Hills also received a Nationwide Top Ten Per Capita Award.  The local team raised $1.18 per capita, which exemplifies the tremendous time, energy, and passion committed to making Relay for Life a huge success.  The criteria for the award included achievement in fundraising, successful event planning, and team recruitment and retention. 

 Despite the current state of the economy, national Relay for Life teams had an impressive year in terms of involvement, recruitment, and fund-raising efforts.  In 2009, volunteers in more than 5,000 communities raised more than $385 million to fight cancer through Relay for Life events.

 The Farmington/Farmington Hills 2010 Relay for Life event takes place on Saturday, May 22 at 10 a.m. through Sunday, May 23 at 10 a.m. at Shiawassee Park in Farmington.  For more information or to join a team, go to www.relayforlife.org/farmingtonmi.

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Welcome spring with a Cultural Arts class in Farmington Hills! Art, music and performance classes are taught by high-quality instructors at various locations, including the charming, historic Stables Studio in Heritage Park.  Activities are open to both residents and non-residents of Farmington Hills.

 Registration forms may be obtained online - visit www.fhgov.com to view the Special Services program brochure, or call the Cultural Arts Division at 248-473-1859.  Registration may also be done in person at the Costick Center, located at 28600 W Eleven Mile Rd., Farmington Hills, 8:30 a.m. - 4:30 p.m., Monday through Friday.

ART     Dynamic Drawing, ages 18+. Expand your drawing skills in a one-day workshop, taught by CCS instructor Rachel Reynolds! Saturday, March 13, 9 am - 3 pm Heritage Park Stables Studio.

Exploring Ceramics, ages 12+, instructor Meredith Duckworth.  Basic hand building techniques to create wonderful pottery. Tuesdays, Mar 16 - Apr 27, 7:45-8:45 pm, Heritage Park Stables Studio.

 Walking Photography, ages 7+, instructor Jacob Nothstine.  Discover secrets of the trade while walking through Heritage Park and taking nature photographs.  Children must be accompanied by an adult.  Wednesday, Mar 10, 5:30-6:30 pm

 Step By Step Drawing, ages 5-7 & 8-12, instructor Mary Schmidt. This class takes your child beyond the usual drawing, and gives them the tools to develop their artwork! The results will amaze you!  Classes are offered in six-week sessions on Thursday afternoons.  Next session runs from March 25-May 6.  Classes meet at Heritage Park Stables Studio.

 Pottery for Kids, ages 5-7 and 8-12, instructor, Meredith Duckworth.  Tuesdays, Mar 16 - Apr 27, 5-6 pm for ages 5-7.  Classes meet from 6:30-7:30 pm for 8-12 age group.  Classes are held at the Heritage Park Stables Studio.

MUSIC LESSONS     Acoustic Guitar, ages 12 +, instructor, Al Rosenthal.  Classes meet on Saturday mornings, with sessions available for beginners through advanced.  Next session starts March 27, and runs through May 1.  Lessons are held at the Costick Center.

 Private Music Lessons, Ages 8+ - A variety of individual music lessons for children and adults, including vocal, piano, acoustic, electric and bass guitar.  Lessons are scheduled on a first-come, first-served basis and are taught by professional instructors. Available in four half-hour sessions. Piano lessons are held at the Longacre House, guitar at the Costick Center

 Here is more

Michigan relocation information

Oakland County lake information

Search southeastern Michigan real estate information

__________________________________________________________

So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

Another blog that inspired me

I read Bill Cherry's blog about THE WHITE LIE -- EXACTLY WHAT'S THE DIFFERENCE FROM A REGULAR LIE?

As real estate agents it happens all the time.  People do want free values.  I had somebody ask for it on my website two days ago.  I looked up the house and found out they had just bought the foreclosure.  I'm sure they just wanted to affirm that they got a "deal".  What they didn't realize is that it takes time to do a CMA, and to get a good true value.

But the one that gets me more is when clients use multiple real estate agents and we don't know about it.  I am busy enough in life without competing unknowingly.  I myself would rather spend time with my family.  I would rather spend time with a client that is working exclusively with me.  I don't go and tell another client about a great deal when one of my clients puts in an offer on a home.  It's not ethical.  I am working for that client.  I work exclusively for that client and don't work against them.

I just expect the same thing.  But once in a great while a client works with multiple agents.  I have had them sign exclusive buyer agency contracts and then expect to be let out of the contract.  I put my full energy and time into finding a client a home that fits their needs.  I am willing to spend my gas, and put miles on my car in the hopes of helping them find a home. 

Sometimes there are personality or time conflicts and I have no issues with us going separate ways.  But I don't want to be "used".  I don't want to be lied to.   I don't want to find out after 3 months and seeing 25 houses that you found a house with another agent. If you want to use multiple real estate agents just be sure to let the agents know.   Let the agent make the decision if they are willing to work that way.

I myself would rather spend time with my family, or with another client than do that.  But each agent can make their own choice.  Just don't be like the client last year that wasted my time.  He would always be late.  He was using multiple agents and never told me.  Then he sent me this lengthy email (big lie) telling me that he was putting his search on hold.   I later found out it was a lie and that he had put in an offer on a home with another agent.  I think his line to me is that they were try to find the best opportunity for them

They were users.  They didn't care about others people time or money invested.  It was all about them.  I don't want to work with people like that.  I don't have time in my life for users and inconsiderate people.  There are too many great people out there.  I closed over fifty homes last year and I can say those clients were the salt of the earth.  They were good people.  I had one bad apple out of a lot of great, kind clients.

I guess I was very lucky! At fifty years old and a wife with cancer I have taken a different view on life.  Life is too short to deal with jerks, users, or people that are inconsiderate.  There are thousands of good clients, nice people that are honest and considerate.  I'll keep working with them and leave the "others" to somebody else.

Just my take on things......

 

__________________________________________________________

So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

Want to know how to drive me crazy?

There is one sure way to drive me crazy if you become a client of mine.  Nothing drives me crazier than not being able to get a hold of you after we submit an offer. 

Once you put in an offer you need to be accessible by phone.  Don't shut off your phone for hours at a time.  Please check your email.  Please check your voice mail.  Things come up that sometimes I need to talk to you.

 I had it happen today.  Yesterday we put in an offer for a West Bloomfield foreclosure.  They told us late yesterday we lost out on the offer.  I emailed them this morning to keep us in mind and keep us as a backup offer.

Today at 5:35 in the evening they called.  They had a counter offer. They wanted an answer to the counter offer tonight.  I needed to be able to reach my client immediately.  They wanted an answer tonight and it was already 5:35.  I luckily was able to reach my client within an hour.

There has been other times my clients have disappeared off the face of the earth for over 8 hours.  One client did lose out because they were unreachable.  It's not unusual for the bank to demand a 24 hour response.  I remember once having a client get off the subway in New York so they could get a check to overnight to me at 4:00 in the afternoon.

 

__________________________________________________________

So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

Here is a home buying timeline

 Of course no two home purchases are alike but here is a general home buying time line.  It doesn't matter whether it is a Plymouth condo or a Commerce Twp lake front home. 

The key to the whole purchase process is to jump and get your part done as quickly as possible.  Drop what you are doing and get it done.  Then you will probably wait and wait.  But that is why you rush around and get your part done.

If you delay getting your part done then the whole process is delayed.   The other party will add to the delay because there is "no rush".   

 

ACTION

TIMELINE

Offer is submitted to listing agent

 

Counter offer/ acceptance of offer

Sometimes you hear back from the seller in hours, other times it is days.  Patience is the key here.  But you want  to respond back quickly if you want the house.  Usually you want to keep the negotiation going quickly and smoothly.  Sitting back and thinking about the counter offer can sometimes sink the negotiations.

Start mortgage

Same day you get acceptance of the offer - you should have all your documents ready prior to submitting your offer to the seller

Set up inspection

Same day you get acceptance of the offer - must be done within 7 days of signing by seller.  Delaying the inspection delays the appraisal, which then in turn delays the mortgage.  Get the inspection done as quickly as possible, because if there are issues and negotiations needed it could slow everything up by a week or more.

Get utilities turned on

Call utilities to turn on for inspection and appraisal.  A FHA appraisal requires the furnace and the hot water to be working.

Inspection

Within 7 days of signing by seller and bottom line or within the guidelines of the contract.

Inspection results

You have 2 days of the inspection to put in writing what is wrong, what you want fixed, or whether you want out of the contract.

Seller responding to your inspection results

Seller has two days to respond to fix the issues, or reduce the price after we send them inspection issues in writing

Appraisal

Mortgage company orders it after inspection passes .  So a delay in inspection will delay the mortgage process.

Wait for mortgage

Can be up to a month or more..  But if mortgage company asks for something rush and get it back to them.  A two or three delay by you can turn into a two week delay by the mortgage company. 

Shop for insurance

About 2 weeks in, shop for insurance, pay for it and let your mortgage company know the company and contact number.  We need to know closing date for insurance company to know when to start the insurance

Clear to close

Once the mortgage has been completed the mortgage company issues a clear to close and calls both the Realtors to schedule the closing

Set the closing

The listing agent and the buyer's agent talk to their clients and arrange with title company a date and time convenient to all

Lender sends documents

Lender sends documents to the title company, title company does the HUD, and the title company tells the loan officer the final number.  Loan officer calls you with the final number to bring in a cashiers check to the closing..

Set up the utilities in your name

The days before closing set up utilities to switch to you on the day of closing.

Final Walk Thru

On the day of closing you walk thru the house to make sure no damage has been done to the house

Closing

Sign all the mortgage documents- takes  about 1 - 1 ½ hours on the average

Congratulations you own the house

 

 

 

I hope this home buying timeline helps you understand what happens and when.

Search Southeastern Michigan foreclosures and get the latest listings emailed to you.

Livonia real estate and Wayne County information

Northville MI information

Farmington Hills city data

Canton relocation information

Novi MI information 

Plymouth relocation information

 

 

__________________________________________________________

So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

           Click on one of the pictures below to see the latest home listings

search metro detroit homes    Metro Detroit has great areas to live in, email me for you package

 Search Michigan Lake homes   Oakland and Livingston County are close to metro Detroit and have many all sports lakes, or peaceful waterfront properties whether you are a fisherman, boater, or just like to look out at the water.

 Search Metro Detroit foreclosures  Foreclosures have dropped off, but there are still some great deals that are getting listed.  Be sure to sign up for daily or weekly email listings so you don't miss out on the deals!!!

The world is changing

I read a blog this morning about a writer commenting that good mortgage people were leaving the business.  I too have noticed that for the last two years.  Some of the good guys that made over six figures left the business because the amount of business and the size of the loans have dropped off.  Add to the lower refinance business it makes it tougher for any loan officer.

But that is the way of the world.  Businesses change, people are no longer needed for the profession.  Lets look back through this century on jobs that have disappeared.

  • street car drivers
  • buggy makers disappeared after the invention of the automobile
  •  milkman and coal delivery men went by the wayside
  • typewriter salesmen and repairmen are gone now because of the computer.  Remember word processors
  • Photo retouchers was an industry that employed many before computers and photoshop, adobe, and other computer programs

Yes it is the way of the world.  Change is inevitable.  I worked in the sub-prime business as a wholesale account executive for Chase Manhattan Bank.  I remember whole floors of underwriters and support staff for the different sub-prime companies.  I remember the extravagant parties they threw for loan officers at the conventions.  I knew quite a few people that made over $200,000. 

Now those offices are empty and quiet.  The people have moved on to different career.  Many of the jobs no longer exist.  Many of the people that made $200,000 a year will never see that kind of money again.  Some are making $35,000 a year now.  Many of those people have lost their homes because of the changes.

Change is unevitable.  Change is going to upset our lives if we live long enough.

                                   life

My thought of the day is:

Life is like a roller coaster.  We all do good when times are good.  But the true measure of a person is how they handle life when times are tough.  How will you react when life gets tough?  Are you able to pick up what's left and adapt to the change?  Or are you going to just complain how bad life is?

It's your choice on what road to take.   Will you stay a buggy maker?  Neither road is easy or smooth.  But one does lead to better times!

Just my thoughts

__________________________________________________________

So many people have helped you over the years.  Take time today to thank those around you.  They will appreciate it.  Sometimes a simple "thanks for all you have done" will put a smile on the persons face that lasts all day. 

Russ Ravary your Metro Detroit realtor

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